9 states · 54 verified programs
First-Time Homebuyer Programs by State
Down payment assistance, grants, forgivable loans, and tax credits — every program below is verified and updated regularly. Find what you qualify for, then check your mortgage readiness in 60 seconds.
What you'll find here
Most first-time buyers don't know their state offers help. Many states have programs that provide thousands of dollars in down payment assistance, grants that don't need to be repaid, tax credits, or low-interest second mortgages — but the information is scattered across dozens of agency websites, often with confusing eligibility rules.
We've collected and verified them in one place. Pick your state below to see every program available, with eligibility requirements, benefit amounts, and direct links to apply.